Financial resources are the tools to build the life you want to live.

Holistic Financial Life Planning

  • Understand your goals, needs, and concerns
  • Organize your current accounts and documents in order to determine where you are now
  • Determine and discuss advantages and disadvantages of different paths to get you from where you are now to your life goals
  • Implement the plan
  • Provide financial and emotional support in order to help you stay on track and stick to the plan
  • Update as goals, needs, economic environment, and financial situation changes

Planning for Life After Work

  • Setup, Implementation, and Management
  • Accumulation and Distribution Planning
  • Individual Plans: Traditional IRAs & Roth IRAs
  • Employer-Sponsored Plans: 401(k), 403(b), 457, & Profit-Sharing Plans
  • Self-Employed Plans: SIMPLE IRAs, Solo 401(k), & SEP IRAs
  • Tax Considerations and Benefits of Retirement Savings
  • Social Security Planning
  • Medicare Planning

Planning for the Unexpected

  • Emergency Funding
  • Life Insurance
  • Long-Term Care
  • Disability Insurance

Planning for Loved Ones. Organization of:

  • Legal Documents
  • Beneficiary Review
  • Living Trusts
  • Wills
  • End of Life Issues

Tools & Techniques for All of the Planning

  • Low-cost passive and active mutual funds & ETFs
  • Asset allocation
  • Systematic rebalancing
  • Tax-loss harvesting
  • Risk-tolerance driven models

Other Services

  • Professional Collaboration with your Accountants, CPAs, and Team
  • Education Planning
  • Debt Management
  • Personal Asset Purchase Plan: Vacation Homes, Boats, Motorcycles, etc.
  • Corporate Benefits